Wanie Articles
Have you checked how much iPhone 3GS insurance is if you purchase through your high street provider? I almost fell off my seat when they told me that it was 15 pounds per month. Crazy! That’s more than one third of my total contract price. Problem is I refused to pay it, and then lost my iPhone 3GS the following week. Wow, that was a costly mistake.
I don’t want you guys to fall into the same trap that I did, but i also understand if you don’t want to pay the ludicrous high street provider amount per month. Well read on guys – every single word within this article I believe is iPhone 3GS insurance gold if there is such a thing! There is no doubt I can save you a lot of money and save you the heartache that was felt when I lost my iPhone without insurance!
iPhone 3GS INSURANCE – TOP 3 MONEY SAVING TIPS
1. Go with an independent online insurance product – Guys, when you type in ‘iPhone 3GS insurance’ into Google there are over 19,000 results. Don’t pay the high street prices. Get onto Google and do a bit of research. Things to look out for include ‘no tie in period’ and 24 hour replacement handset service. For example, you don’t want to have to pay for 12 months and then find out you are not happy, and not be able to cancel. I believe if you do your research correctly the will save up to 50% on high street provider prices.
2. Talk to your bank about what your premium account can offer – Did you know that many premium accounts (Lloyds TSB springs to mind) offer complimentary iPhone 3GS insurance? Its hard to believe isn’t it, especially in this day and age when the banks are really despised. Personally I don’t like this option as much as ‘number 1′ because they will find anyway possible to reduce your claim, or stall it. They are, after all, banks, and they have to look after the bottom line. One thing to check also, is how much they actually cover. A new iPhone 3Gs costs in the region of £600 and they probably wont cover you for the entire amount. Still though, its a pretty good service for free!
3. Home Contents Insurance – If you are a home owner you will definitely have contents insurance for when someone breaks into your home, or when something breaks down.
Within this policy will be a ‘personal effects’ category and within that, your mobile phone should be insured up to a certain point. Again, you will need to check how much this amount is, and you will also check that your no claims bonus will not be affected. I actually purchased ‘no claims bonus’ protection for a nominal amount per month. Its a nice little loophole, but unfortunately they will make you fill out a mountain of paperwork usually.
What do you think people? I bet most of you didn’t know about these cool little loopholes. As I have mentioned, its not rocket science, however I am hoping they will save you a lot of money, even though they vary in amount saved.
In all honesty though, I would advise going with an independent company, mainly because its hassle free, fast and offers the best value for money. The most impressive product researched was found at iPhone 3GS Insurance
I have also developed a iPhone Insurance 3G website which will go into much more detail than what I have written about here. Check out a few more fantastic, free tips!
Access realistic things to know in the sphere of internet marketing – please read the site. The time has come when concise info is really within your reach, use this opportunity.
Tags: iPhone 3Gs insurance
Posted in Insurance · March 10th, 2010 · Comments (0)
Insurance for iPhones is probably something, in hindsight, I should have researched and taken up months ago. Why? Because I ended up losing two iPhones in the space of 3 months. And I wasn’t insured! That’s an expensive little mishap there ladies and gentleman! Please don’t make the same stupid mistakes that I did. Why wasn’t I insured? Because I refused to pay the outrageous amount quoted by the high street companies. Last time I checked it was around £15 + VAT per month. I still refuse to pay that much.
I am now insured, and I am paying half that amount for exactly the same cover. That means when leave my phone in the back of a cab, or drop the phone down the toilet by mistake I will be 100% covered and will have a new phone by my side within 24 hours. How did I do it? Well read below for my three sneaky loopholes!
INSURANCE FOR iPhone – 3 SNEAKY LOOPHOLES
1. Online insurance companies – A simple search for ‘insurance for iPhone’ in Google yielded over 419,000 results. Folks there are a lot of insurance companies out there. None of which will charge you £15 per month. That’s right guys, you can find exactly the same cover for up to 50% of the price quoted by the high street providers. Just make sure that the online company are reputable, offer 24 hr phone replacement, and also don’t tie you in for too long. Its as simple as that really.
2. Are you a home owner? – If yes, then you have a huge advantage. You will definitely have home contents insurance which means you can call them up and check if they can add your iPhone to the policy. In most cases, you may be surprised to hear that it is already covered in the ‘personal belongings’ category. There will be certain items which you are covered for inside and outside of your home such as watches, jewelry and mobile phones! Pretty cool hey. Just ensure that you can protect your name claims bonus – I did this for a couple of extra pounds per month. No sweat!
3. Do you own a bank account in the UK? – I think its a fairly good bet that you do! Well there are a few banks out there at the moment who offer insurance for iPhone to their premium account holders. Don’t be put off though, premium accounts are not that hard to obtain. Most banks are begging for your custom in the current economic climate. They will insure your iPhone for free. How cool is that? Please be aware though that the latest iPhone will set you back £500+ and usually the banks wont cover the full amount. You will also have to pay an excess of £50 or so each time you make a claim which will eat into the amount you have left to buy a new iPhone. Overall though its not a bad service for costing you nothing!
There is my three top sneaky loopholes ladies and gents. Please don’t pay over the odds for a product you can get for half the price!
In all honesty though, I would advise going with an independent company, mainly because its hassle free, fast and offers the best value for money. The most impressive product researched was found at iPhone 3GS Insurance
I have also developed a iPhone 3G Insurance website which will go into much more detail than what I have written about here. Check out a few more fantastic, free tips!
Get useful information in the sphere of internet marketing – please go through the page. The times have come when concise information is really only one click away, use this chance.
Tags: iPhone 3Gs insurance
Posted in Insurance · March 10th, 2010 · Comments (0)